How does a title loan work?
It’s very easy - you just hand us your car title for a period of time, and we offer you a large loan in exchange. The title of your car backs the loan up, so a lender feels more confident about giving you a good deal on your title loan. Your title will be sent back to you as soon as we process your final loan payment.
What do you need to get a title loan?
The requirements for an auto title loan are:
- A Car's Title (Pink Slip)
- A state ID that shows you are at least 18.
- Proof of Income
and some other information that we will request from you over the phone or via mail.
What happens to my car when I get a title loan?
Your car will stay in your property as you make loan payments - you can keep driving it around town like you normally would! We only ask for the title to secure the loan, but the keys and car can remain in your possession!
How much money will I be able to borrow with a car title loan?
The money you can receive depends on the lender but you will receive that amount in 24 hours after loan approval! We base your loan amount off your car’s current value - just give us some details about your car on the application to get started, and we will give you a quote on your title loan instantly.
How much does it cost to apply for a title loan?
It costs absolutely nothing to fill out our online form, so just go for it! A customer service representative from our office will contact you soon thereafter to discuss your loan options - there is no obligation to accept the title loan if you are not satisfied with the estimate you receive!
Do I need a cosigner for my car title loan if I have bad credit?
No, you do not! In fact, we do not even check your credit score because it is not a contributing factor to our decision to offer you a loan. You can still be approved for a California auto title loan even if you have bad credit, no credit, or bankruptcy on file!
How long do I get to repay my title loan?
Our company customizes each of our repayment plans to the individual’s needs. Just fill out the title loan application and get in touch with a title loan expert from our office, who can set you up with a personalized payment schedule that fits your budget. We keep our plans flexible, so you never feel overwhelmed when taking out a title loan.
What happens if I am late a payment on my car title loan?
We suggest that you contact us as soon as possible if you think you may miss a payment - there is no cause for alarm here. Just keep us posted on your situation, and we will gladly work with you to adjust your plan to your particular needs. We are more than willing to help you out!
Do you contact my references?
Yes, we do. Asking for references is a part of our process, and we contact them to verify the details you have given us. We, however, will never disclose any of your personal information to them. Your privacy is very important to us, and you can trust us to be discreet.
How do I contact you if I have any questions about auto title loans?
We are at your service around the clock - just fill out our form on the “Contact Us” page or dial our toll-free number to speak with a title loan expert directly. We keep our phones working 24/7, so you can get answers to your title loan questions no matter what time of night or day it may be!