Frequently Asked Questions

What is a car title loan?
A car title loan offers an amount that is based on the car’s wholesale value and is useful during times when cash is needed immediately.


How much can I borrow?
The amount an individual can borrow depends on the wholesale value of their car. Some of the factors that we consider when determining this value are the year, make, model, and mileage.

Can I drive my car throughout the duration of the auto title loan?
Yes you can! The auto title that we recieve will be sufficient enough to allow you to continue driving your car.

When will my title be returned?
You will get your title as soon as the loan is completely paid.

Do I need to have good credit to get a car title loan?
Our lenders will work with you to find the right car title loan no matter what your credit standing is.

Do you have a title loan location near me?
Yes. There are hundreds of car title loan locations throughout California ready to get you the cash you need.

How do car title loans work?
Simply fill out the online application and receive your instant response. From there, we will walk you through the process that will put cash in your hands fast. For more information, see How to Get a Car Title Loan.

What If I can't come into the store?
If you are unable to visit the actual location, a customer service member can come to you.

Does the vehicle title need to be in my name?
Yes. You must be the legal owner of the vehicle that is to be used for the loan program. If you are listed with another person, simply contact us and we will address the situation.

When is my title returned to me?
Your title will be returned to you as soon as you have paid back the full amount owed.

Is my personal information safe with you?
Your privacy is of great importance to us. You can be sure that your information is secured in a highly protected database. Also you must know that we don't ask for a lot of personal information. The information we collect is really just about your vehicle and how to contact you.

Why us?
We have over a decade of experience in the car title loan industry. When you submit the application, you can be confident you are dealing with a reputable, professional company that will help get you the cash you need in a fast, convenient, and hassle-free manner.

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Legal Disclosures (c) 2011 Wilshire Consumer Credit. Loans made pursuant to the Department of Corporations California Finance Lenders License.